Todd Kurio

TODD KURIO

Contact Info

Address
6836 Austin Center Blvd. #110
Austin, TX 78731
Direct Line
Cell Phone
(512) 413-1902

Todd’s Background

Todd is a native of Austin. He received his undergraduate finance degree from the University of Texas and his MBA from Texas Tech. He began his mortgage banking career in 1992 with Lumbermen’s Investment Corporation. Todd has been recognized multiple times by Mortgage Originator Magazine as a “Top 200 Originator” nationwide and been named a National Production Leader for Guaranty Residential Lending.

Personal Life

Todd and his wife Stephanie have three children, daughter Claire and twin sons, Ben and Jack. He enjoys golf, tennis, UT sports, and spending time with his family.

After 16 plus years I have nothing but good things to say about Todd
As a new Real Estate agent I was looking for a good lender and found Todd, now after 16 plus years later I can't find a better Lender to work with. I share with my clients how Todd has Walmart prices with Nordstrom service.

Charles E

Buying a house in Austin in this current market is challenging to say the least. I went through six offers and had to consider all sorts of financing scenarios. Todd Kurio was fantastic (as promised by my Realtor). He was extremely patient, responsive, and helpful in every way. I ultimately won a bidding war on the house I bought because of his reputation and we were able to close with lightning speed to meet the seller's condition. I also ran the terms of my loan by my previous broker in another state who told me I couldn't have gotten better financing terms. Very happy with the experience and feel lucky to have had his expertise in my court. Call him!

Carrie T

I worked with Todd recently during the purchase of our first home and his help and expertise made the process easy and pain free. He was willing to spend as much time chatting as I needed in order to understand the pros and cons of the various options. Once we found the right house Todd and his staff were willing to move at a fast pace and helped us get closed in 22 days! I will definitely call Todd first for my future mortgage needs and would recommend him to anyone looking at a re-fi or new mortgage!

Dylan M

I've worked with Todd Kurio at Capstar Lending on many transactions and he has always been professional, helpful, very competitive with rates and fees, and I recommend him highly. As a Realtor it's important to me that my clients be happy and my transactions go smoothly. Todd has many years of experience and knows the best way to handle potential challenges before they become a problem. I strongly recommend you contact Todd Kurio for your lending needs.

Paul L

My wife and I used Todd on our recent home purchase and we could not have been happier with Todd and the whole Capstar team! They were extremely responsive and helpful throughout the process, so much so in fact that I commented to wife towards the end of the process that ``should it really be this easy?``. My realtor even remarked that he thinks Todd put us over the top when competing with another buyer for the same house because Todd's work was so thorough. We would definitely recommend Todd and Capstar to anyone looking for a mortgage.

Ben R

I will never work with another lender, Todd Kurio and his team (Tamri) are the absolute best. He helped me buy my first home, refinance that home, and then most recently close on my dream home. All of these scenarios were outside the norm as for my first home I used a city program to help with the down payment, and my most recent home required an incredibly quick turn-around.

While it was incredibly confusing as a first time home buyer, Todd took an amazing amount of time to walk me through step by step all the foreign terms and concepts without making me feel stupid. And he answered my multiple calls with an extreme amount of patience.

With my most recent home purchase, he helped my fiance and me think out of the box to get us into our dream home in a way that made good financial sense for us.

I cannot recommend him highly enough - and I do, to all the people I care about. So take my advice- work with Todd Kurio and Tamri Carrington and you will not be disappointed. Actually you will walk away feeling more informed, confident, and appreciative for the amazing work they do.

Laura C

Todd Kurio has helped me with five loans over the past 13 years. He is very responsive and knowledgeable, and I recommend him highly to anyone looking to buy real estate or refinance.

Scott M

Helpful, committed, and above all, professional grade for your mortgage lending needs. I would recommend Mr Kurio to anyone who is in need of purchasing a home.

Jose H

Todd has been fantastic both times we have bought a new house.
Our purchase earlier this year involved us getting into a situation with multiple offers on the house. Todd was great and always responsive as we made our way through the negotiations. Part of the feedback we got from the seller's Realtor was Todd's strong reputation factored in as a plus when they were comparing the offers.

I recommend Todd without reservations. Top notch all the way.

Wes W

I have worked with Todd 4 times in the past 10 years (re-finance, new mortgage, new mortgage, re-finance).

Joseph R

Todd was very helpful, he answered all my questions by either email or phone call. He explained me all the details about the loan application and the closing process. I had no problems at all, the process was very smooth and I was very happy with his services!

Fernanda S

As a first-time home buyer, I was admittedly intimidated by the process and needed the entire process explained...in detail....many times.

Alexis D

FIVE STARS! Todd is AWESOME!! If you are interested in buying a home, I would definitely recommend working with Todd Kurio at Capstar Lending. Todd helped me from beginning to end. From the start he helped me to understand my credit and the lending process. He was thoughtful in his recommendations and always seemed interested in my individual needs and concerned. He didn't make promises he couldn't keep or keep me waiting during crunch time. He was always prepared and helpful. He is responsive and very knowledgeable. Not to mention, he sent me Tiff's Treats on my closing day and showed up while I was signing paperwork to make sure I didn't have any additional questions. Now, that I am living happily ever after, he is even helping my brother and my partner to fix their credit so that they can buy a home one day.

Thanks Todd!! You're the best!!

cseals8

We enjoyed working with Todd. He and his team knew what was happening with the sale of the house and walked us through each step. He was also very helpful because we did not have real estate agent for the sale. I felt comfortable asking him questions. I felt that because of his time I was able to understand the process. They were also willing to work hard to fit the sale into our timeline.

Faye H

Todd was a great help to my wife and I during the home-buying process. We both work full-time and have 4 children, so efficiency was a big consideration for us. Todd knows the market and the process well and was very efficient in getting us to a good mortgage with a very good rate. On the personal side, he even made a few ``house calls`` to pick up or drop off paperwork, which helped keep things moving at the pace we needed (we went under contract in December and wanted to close by end-of-year...which we did!). Overall, a very positive experience and we would highly recommend Todd.

Morgan M

We recently purchased a home in Austin with Todd Kurio assisting in the financing. Todd and his team at Capstar Lending are absolute professionals. Very thorough and ethical. He explained in plain language what was needed and what to expect. His rates were very competitive. I highly recommend Todd and Capstar Lending for securing your next mortgage.

Susan D

Todd and his team at Capstar are the best in the business. I used Todd to buy my first house in 2010 and I got outstanding service. Everything was prompt and Todd was very helpful throughout the process. The service was so great that I went back to Todd in 2011 to refinance my mortgage to and again in 2013 to buy my 2nd house. The transaction on the 2nd house could not have happened any faster. All of my friends and family were completely amazed that I was able to close on the house so quickly. It would not have been possible without the amazing work ethic of Todd and his team. I know my next real estate transaction will involve Todd.

Forrest B

Not only are Todd and his team at Capstar true professionals, they go out of their way to help you through what is, for most, the most important purchasing decision of their lives. I was so impressed with Capstar that not only did I use their services for the purchase of my first home, I immediately went back for a second home purchase.

He not only was able to consistently offer me the best financing options ( I did thoroughly explore other options), he always did so in a straightforward manner which I very much appreciated and even went out of his way to offer me informed advice on some tricky tax situations.

I could not more highly recommend Todd and his team at Capstar

Bill W

Todd was extremely helpful throughout the process, even while knowing there was another potential broker in the picture. The advice he gave and his responsiveness, not to mention his personality, led us to decide to move forward with him- and he then proved to offer superior terms to the other broker that was trying to win us back.

The real icing on the cake came when there was an error with the IRS matching our records the day before closing. He was able to help me get the needed documents, spent time to help figure out a discrepancy and was able to make sure nothing even hiccuped for closing. I absolutely cannot recommend him enough, and any future purchases will include him.

Eric H

“It has been a true pleasure to have Todd as our mortgage broker. We trust him completely and he is great to work with. Not only is he very responsive to your needs, but he definitely has your best interest at heart. I would highly reccommend Todd to anyone seeking mortgage help!”

Vijay J

Todd was recommended by our realestate agent and he handled our daughter's mortgage needs. Being a first time home buyer in a new city & state, Todd made me feel comfortable with his knowledge of the area and the financial services available to me. Never going through this process before, Todd helped me make the correct choices, answered my questions and guided me with respect. A great man to work with and I would highly recommend him to my family and friends.

Timothy M

We have used Todd for several mortgage and refinance transactions, and we never hesitate to recommend him. He and his team are knowledgeable, professional and trustworthy, and they offer great rates and terms. Highly recommended!

Anna K

Todd and his team walked us through the mortgage process and were always available to answer questions. Thanks for your help, Todd!

Stephen R

Todd and his crew were very helpful in making the lending aspect of buying a house very smooth. While he couldn't tell me which way interest rates were going to move in the short run (imagine that!), he was able to give me his perspective and guidance based on his many years of experience.
Will use Todd and his company again for lending or refi. Thanks!

Michael H

I've been through the mortgage process several times and can honestly say that Todd is the best mortgage experience I've had. Todd and his team are complete professionals in every way - trust me, you will not be disappointed in using them!

Shawn J

Todd is great! I've used him for my original loan and refinance. Highly recommended.

Nick S

I have worked with Todd on multiple home purchase and refinance transactions over the past ten years and it has always been a great experience. Todd has been very helpful in offering multiple different types of loan programs for us to choose from and he has been more helpful than the traditional bank lenders that we considered. I highly recommend Todd Kurio and Capstar Lending.

Ian M

I looked around for the best rate. Todd beat very offer and gave my family great attention. We closed on the date that we wanted. All the paperwork was perfect and organized. Thanks Todd!!

Koonj S

Todd and the team at Capstar are very knowledgeable. They quickly processed my application and were able to get my loan done very quickly. Todd was always available to answer questions and everything went very smoothly. If you are shopping for a mortgage, definitely give Todd a call!

Brandon W

Todd is the best mortgage broker. He and his team are very professional and found me the best deal. I trust his advise and turn to him with lending questions. I highly recommend his services

Kathy E

Todd made the process of getting a mortgage very clear and easy. Highly recommended!

Adam N

I am someone that likes to shop around. I want to know the current rates and I want to watch to see how they move from week to week. I want the best deal. And then I want to take that best deal and show someone else and get an even better deal. Todd made this difficult because his first offer was consistently the deal. I've done two loans through him now and every time I compare them to other loans, from rates to closing costs, his numbers are the best. I've even had a Chase broker tell me ``If you can get those numbers, take it.`` I took it.

So besides the great bottom line, Todd is always promptly available to answer my questions. It was important for me to understand exactly what I was paying for and how the numbers added up. It helped me fully understand what I was paying for each month. It allowed me to fully understand the value of my home. This was priceless when going through my first loan.

Richard C

Todd is a fantastic mortgage broker. I've actually worked with several different brokers over the years. Todd by far stands out as a one of the best. He knows the business extremely well, can find you some of the best deals around, is very honest and can explain your different options in a straightforward manner. He was actually able to get me a loan with a major bank that was several thousand less in fees than what they offered when I talked to them directly. If you want someone that you can trust then you should consider working with Todd. I definitely will when I have a need for his services in the future.

Heather H

Todd and his team at Capstar are quite simply the best in town! I've worked with Todd on two home purchases over six years and both experiences were wonderful. He listened to my needs and treated me with respect throughout the entire process. Everything was well explained and went extremely smoothly. I will use Todd for all of my mortgage needs in the future!

Karen J

Todd's a real pro.

Michael B

Todd assisted my wife and I during our recent home purchase. His outstanding service and advise made the process go very smooth. Todd was always available to discuss the process and give insight on the way ahead.

Lee S

Between Sherry and I we have used Todd for three mortgages and a refinance. Todd made us feel very comfortable with the process and I would recommend him to anyone needing financing.

Wade W

In the past 20 years, I have used Todd for purchase as well as refinance. Todd has always been someone I can trust. I have always had a pleasant experience in the lending process when I have used Todd.

Todd B

Todd and Capstar were very helpful with finding the best mortgage terms for our home purchase and provided mortgage-related advice even after the house had been purchased. I recommend Todd and Capstar.

Dan L

I have used Capstar Lending, specifically Todd to handle several mortgage loans for me. I have to say he is one of the only mortgage brokers I have come across that, does what he says he will do, when he says he will do it. I absolutely, will continue to use Todd exclusively for my mortgage needs, and recommend him to friends and family.

Travis W

I am currently working with Todd Kurio and Tamri Carrington. They are knowledgeable, courteous, and prompt. We are so pleased with their customer service and support. It is always so refreshing and wonderful to work with businesses that take care of their customers.

Lindsay R

We have had wonderful experiences with Todd Kurio during the past 20 years. We not only consider him an excellent professional, efficient and friendly, but also a friend.

Virgilio E

I have known Todd for twenty plus years and he is amazing to work with! I have referred people to him for their mortgage needs and they have always been pleased with the outcome. Todd and his team are always on top of things and there to help you when anything arises. I completely trust Todd and am looking forward to doing more business with him for years to come.

Annie C

Todd and his team at Capstar Lending are a pleasure to work with.

I work for a title company, and I can tell you that not all lenders are the same, and Todd and Capstar are one of the best that we work with. They communicate with us throughout the entire transaction, and are always quick to respond to emails and voicemails (although I normally don't even have to leave them a voicemail because they normally pick up the phone). Additionally, we almost always receive the documents for a closing at least a day or two in advance.

I was so impressed in my dealings with Todd and Capstar Lending that I have used them twice for my own home financing, and recommended them to friends and family.

I would highly recommend Todd and Capstar Lending.

Matthew V

I've used Todd and his team for every mortgage closing I've had. They continually provide excellent customer service and have beaten all the other lender rates I've compared to. Todd makes a sometimes frustrating process as streamlined and hassle-free as possible. Thanks Todd!

Gemsong R

I've done two mortgages and a refinance with Todd, all great experiences. He knows the market inside-out and was able to come up with some creative solutions that saved me money. Other brokers I talked to couldn't match his terms.

Drew D

We found Todd Kurio and Capstar Lending through a referral from our realtor and we are so glad we decided to go with Todd as our lender! As first-time home buyers, navigating the landscape of home ownership finances was a doozy.
Todd was able to coach us over the phone and quickly helped to ground us on the process of applying for a loan. We had some tricky numbers situations with both houses we had put in offers on (one of which ended up being our home!) and he was super thorough in helping lay out the facts and making sure we understood what we needed to do.
He and Tamri are very professional and are always there to help answer any questions. It was also super helpful for us that he was always available to help provide loan estimate numbers for any interested houses we were looking at - which helped us decide whether a house was within our budget or not.
Todd and Capstar Lending's local reputation also helped us win the bid on our dream house, even though there were multiple competitive bids! In the end there were no surprises at the closing table and we were able to close on our house without a hitch.
If you're looking for a lender, we highly recommend Todd and Capstar Lending! (They're local too, which is a definite plus!)

Miranda K

When my wife and I were looking to make the move from the Bay Area to Austin, TX, we had a few apprehensions. Where should we look? How much should we spend? How soon should we take the plunge? This was only exacerbated by the fact that this was our first home purchase. However, Todd Kurio made the process of working through this whole financial fun land an incredibly easier pill to swallow. He treated us with respect, spoke with us even in the late hours of the evening and he always seemed to have a pleasant demeanor. I would highly recommend using Todd if you’re in the market for a lender in the Austin market.

Devon L

Todd Kurio and Capstar Lending are the best. Todd got us the lowest rate on a refinance and provided great service. He was professional, thorough, and helpful, and we never felt any pressure. I highly recommend Todd and Capstar.

Marty K

TEN STARS! Todd and his team are AMAZING. I highly recommend Capstar Lending to all my friends and family. Todd is very knowledgeable and kept me informed throughout the buying process. He was thorough and has continued to keep in touch after the closing. Great customer service!

Kim H

I've worked with Todd multiple times over the years, most recently in 2016. He is always efficient, prompt and effective. He's the best in town and I have referred and will continue to refer people to him. He makes getting a loan painless.

Luke D

The team at Capstar lending is top notch. They are the most professional and courteous lending team that I have experienced. They did everything that they said they would do. Todd, thanks for taking care of our loan requirements, your professionalism, courtesy and seamless processes are second to none and when I say this I mean it because I have been through several closings through my businesses. I just wanted to take a moment to thank you for such a great job.

Noel R

I've worked with Todd Kurio and his team over the past 7 years to both finance and refinance multiple properties. He is very responsive, as is his team and I've been very pleased with my experience working with them. I highly recommend them!

Angela J

We are new to the area, and in general folks here know how to do customer service better than in Chicago, but Todd sets the bar incredibly high. Half way through our process, we decided we would have to change the parameters for our loan, and he was flexible and professional throughout. He is quick to respond to questions, even now, six months after completing our transactions with him and Capstar. I would highly recommend.

Samuel G

Todd Kurio with Capstar Lending went to every length possible to help get us the best possible mortgage loan that perfectly fit our needs. I would use him and recommend him time and again. Five star service indeed!

Erin W

You won't be disappointed with Todd Kurio and his staff at Capstar Lending - excellent all-round service from loan application to closing! Our recent purchase of a home in the Austin area was one of the easiest we have ever experienced! Todd and his staff were thorough and responsive. They gave us ample time to get documents to them; answered all of our questions promptly; and provided us with the best loan package available. Most everything was handled electronically, which was a big plus; and they had everything to the title company in plenty of time for closing, definitely reducing the ``nerve`` factor! We highly recommend Todd and his staff; Todd will be our first call should we decide to purchase another home in the area!

Lucy S

I was recommended to Todd Kurio by a personal friend and I'm so glad I took his recommendation. Todd definitely went out of his way to help me out with my home purchase and made sure that the process went smoothly and painlessly. He was also readily available when I had questions or problems come up. This was my first home purchase so I always had a bunch of questions, but he answered anything and everything I threw at him.

I am extremely happy I contacted Todd and the folks at Capstar Lending and I would definitely recommend him to others.

Alfred M

We purchased a home recently and I dealt with Todd Kurio. He made the experience virtually painless. He was very organized and sent a complete list of what was required by us to get the loan application rolling. He was very professional yet brought a personal side to the relationship which I found refreshing. This was the easiest, quickest loan application process I have ever experienced. You can tell Todd has been in the business a long time and he knows how to treat his customers. He kept me in the loop as to the status of our loan on a daily basis and was very attentive and responsive when I had questions. I'm so happy we were referred to Todd and Capstar Lending. I highly recommend them!

Carol R

Todd Kurio was simply great. This was my first house buying experience and he took the time to explain the terms, the process and the numbers. He is very responsive and always available to help answer any question. Great customer experience!

Eloisa A

I had a great experience with Todd Kurio at Capstar lending! He was my broker when buying my first home. Everything went seamlessly. Almost 6 years later I contacted him; I was considering refinancing my home since interest rates are so good. He remembered me and was quick to assist me. Once again, the process was seamless. They were very helpful throughout the process and I got a great deal (after shopping around, Capstar won!).

Bear R

This the second time that I have used Capstar Lending to buy a home. Todd Kurio made this experience enjoyable and easy. This was a stress free process as well as timely. All necessary paperwork was completed well before our closing date and all of our figures were accurate. I would strongly recommend Todd Kurio and Capstar Lending to anyone looking to buy a home.

Luke M

Capstar Lending is proof that red tape does not adhere well when utilizing local services. My lending situation was a bit more complicated than average and Todd and his staff worked me through it. By exploring avenues to work around recent lending policy changes and keeping up with my extensive documentation in a timely manner Capstar Lending got the job done. Avoid large institutions that causes your individual needs to drown in the sea of bureaucracy and use a local, responsible company that can cater to your needs like Capstar Lending.

Grant E

Todd Kurio and Tamri Carrington at Capstar Lending were absolutely amazing during the preparation of our VA Loan. My wife and I were recommended to them by our Realtor and we were overjoyed by their helpfulness and professionalism. Everything was prepared on time and correctly. We had no issues whatsoever with the builder or at the closing table. We highly recommend Capstar Lending and especially Todd and Tamri. Thanks so much!

Tim C

Todd & his staff were simply amazing in the home buying process. He laid out all of our options & asked for everything he would need upfront. He was fast & thorough!! I wish I had known about Todd & Capstar before this last purchase. He would have handled ALL of them for me!!!

Jessica S

Todd Kurio has been the go to person for me when I bought and refinanced my homes over the past five years. I have recommended him to my family and friends who all say that Todd has been great for them. I have sought Todd's expertise about decision regarding my home financing and will continue to do so. The crew at Capstar Lending was always very helpful and never made me feel like I was a bother; all inquiries were always answered in a way that made me understand and helped me to make the right choices.

Texanna T

Todd and his crew definitely know customer service and the importance of open communication. Todd gave me a list of items that his team needed to get through underwriting and the turnaround time was amazingly fast. I would recommend anybody to Capstar and it has been a pleasure doing business with both Todd and Tamri.

Mark B

Todd Kurio made buying a home easy. The pre-qualification was quick and easy and I made it to my closing with absolutely no problems. Great lender!!

Chrissy A

Todd Kurio with Capstar Lending made our loan process seamless from start to finish while providing a competitive, low rate. We truly appreciate the communication, professionalism and care he provided.

Jill W

I'd like to add to the already outstanding set of reviews for Todd Kurio and Capstar. We have a great deal of experience with mortgage lending and also as a financial markets professional myself, I have a high threshold when it comes to evaluating other financial services. We had a complicated profile and were seeking a loan in a tough credit market after recent major federal regulatory changes to the loan process. Todd and Tamri took the burden of the loan application and approval process and turned it into one of the most streamlined and painless processes we've ever had. We think so highly of Todd and Tamri that we are already working with them on another project. Thank you, Todd, Tamri and the Capstar Team, we'd recommend you to anyone!

Robin O

Todd Kurio and Tamri Carrington at Capstar Lending were absolutely amazing during the preparation of our VA Loan. My wife and I were recommended to them by our Realtor and we were overjoyed by their helpfulness and professionalism. Everything was prepared on time and correctly. We had no issues whatsoever with the builder or at the closing table. We highly recommend Capstar Lending and especially Todd and Tamri. Thanks so much!

Tim C

Todd Kurio and Tamri Carrington at Capstar Lending were absolutely amazing during the preparation of our VA Loan. My wife and I were recommended to them by our Realtor and we were overjoyed by their helpfulness and professionalism. Everything was prepared on time and correctly. We had no issues whatsoever with the builder or at the closing table. We highly recommend Capstar Lending and especially Todd and Tamri. Thanks so much!

Tim C

We worked with Todd Kurio to refinance a home loan and finance our loan for another home purchase. Not only is Todd very knowledgeable, but he takes the time to explain the process to you. This was not our first home purchase but Todd was the first person to explain various aspects of home financing to us. Any time we had a question, Todd and his team responded quickly. I have referred Todd to various friends and will continue to do so.

Rashida C

Todd Kurio was professional and informative. I would recommend him for any of your lending needs.

Greg O

I used Todd at Capstar for a recent home loan and was very happy with the experience. He was very thorough and even noticed a couple potential problems early on that other lenders missed. He always responded quickly and made sure that everything went through on time.

Sky L

I have actually purchased two homes with the assistance of Todd Kurio. Todd made the process very easy. He was available to answer questions throughout the day and into the evening. He even responded on the weekends. Todd was able to give me all the options I had in purchasing a home so that I could select the best option for my situation. I highly recommend Capstar Lending and Todd Kurio to anyone looking to purchase real estate in the area.

Sue E

Todd Kurio and the great folks at Capstar Lending provided an outstanding mortgage experience for my wife and I. Capstar was able to pre-qualify us for a mortgage loan and provided all the guidance needed to get us into our new home. All paperwork was requested and approved within days and the communication was outstanding. I highly recommend Capstar Lending as a first class mortgage lender.

Many thanks to Todd Kurio for helping us get into our first home!

David G

As a first time home buyer I was super nervous, but Todd helped find me a perfect deal with a great rate. Thanks a ton!

Wes K

I will never work with another lender, Todd Kurio and his team (Tamri) are the absolute best. He helped me buy my first home, refinance that home, and then most recently close on my dream home. All of these scenarios were outside the norm as for my first home I used a city program to help with the down payment, and my most recent home required an incredibly quick turn-around.

While it was incredibly confusing as a first time home buyer, Todd took an amazing amount of time to walk me through step by step all the foreign terms and concepts without making me feel stupid. And he answered my multiple calls with an extreme amount of patience.

With my most recent home purchase, he helped my fiance and me think out of the box to get us into our dream home in a way that made good financial sense for us.

I cannot recommend him highly enough - and I do, to all the people I care about. So take my advice- work with Todd Kurio and Tamri Carrington and you will not be disappointed. Actually you will walk away feeling more informed, confident, and appreciative for the amazing work they do.

Laura C

Todd Kurio has helped me with five loans over the past 13 years. He is very responsive and knowledgeable, and I recommend him highly to anyone looking to buy real estate or refinance.

Scott M

Todd Kurio with Capstar Lending went to every length possible to help get us the best possible mortgage loan that perfectly fit our needs. I would use him and recommend him time and again. Five star service indeed!

Erin W

Todd is without a doubt the best lender of any sort that I've ever worked with. I've financed through him three times and each time I was amazed at the amount of time and energy he and his team are willing to put in to get you the loan you need. Even when buying a new home in another city in Texas he was the person that got the job done for me. Todd has even assisted me on property tax refunds from the builder of my new home. You will never regret using Todd as your next mortgage lender; make the change!

Gregg B

Great service. Very easy to work with. Excellent follow through, and all in a timely fashion. I hope we won't be buying another house any time soon, but if we needed to, I'd work with Todd Kurio again.

Amy G

I'm breaking my Yelp silence to write a review for Todd Kurio and Capstar Lending. In most cases, buying a house is one of the most stressful experiences in a person's life. It was no different for me, a first time home buyer. But in a world where scary inspections and contentious negotiations made life extremely difficult, Todd and his team made my mortgage process extremely simple and stress-free. Delays in the process on the contract end made my closing date extremely tight, but Todd and team worked tirelessly and late in the evening to ensure that everything went through on my timeline. I was so pleased with how easy Todd made it and would recommend him to anyone.

Liz W

Our realtor recommended Todd Kurio at Capstar, and Todd was wonderful. My wife and I qualified for way more than we were willing to spend on our first home together, and Todd was great at helpful us find a range we were comfortable with, while also factoring in Austin property taxes that will likely only continue to rise. I asked a lot of questions, and Todd always took the time to answer them carefully. He did a number of GFEs for us throughout our housing search process and explained the details of each one.

Additionally, as a same-sex couple, my wife and I were a bit worried about the closing process and making sure that we had the right legal documents in place at closing. Todd worked with the title company for us to ensure we had a few extra documents at closing, and he understood the importance of getting those in place for us. We received the keys on the same day as our closing, and we couldn't have been happier with Todd!

Sally L

Todd was fantastic! We really appreciate his professionalism. He was always there to help and answer questions. They really simply a pretty complicated transaction. Thanks so much!

Josh M

I found Capstar lending on Yelp and these reviews are very accurate. Todd and Tamri was very helpful, knowledgeable and fast-to-response to all my questions on email/call. I was able to act quickly on the house deal because of their helps. Todd was also very pleasant to work with and helped provide information even after the business deal was done. I would definitely work with them again and highly recommend working with them.

Daowz S

Todd Kurio has helped me with 2 house purchases and 2 refinances. I always feel like I am getting good information from the office in a timely fashion. I would recommend him to anyone in the Austin area!

Nick S

I have worked with Todd Kurio on 2 refinances and am currently working with him on a construction loan. He is a superstar. If he doesn't answer directly when I call, he always calls me back the same day. My finances are complicated and he has patiently helped me through a variety of snags/hurdles. I have been working with him since 2012 and I will continue to work with him on all my home mortage/refi needs.

Zeina E

Todd and Tamri made my first home buying experience a much better one. There is so much involved in getting a loan and purchasing a house and they made it all much simpler and made the process smooth. Everything was handled via email and I never had to go into the office, even though I'm sure it's a nice one. I work on a computer all day so email made everything fast and simple. I would absolutely recommend Capstar Lending, Todd, and Tamri. Thanks guys!

Sara R

We've used Capstar to refinance a home and also when we decided to build a new home. Both times we worked with Todd Kurio (based upon a coworker's referral). We had an excellent experience each time we used Capstar. Todd and his team do a great job of communicating with you throughout the entire process and work to get the you best rates. They are patient and responsive to questions and will help you get the best rate at the best terms for your needs. Our experience was easy and relatively stress free. Todd even made sure our loan was funded immediately after closing so we could get the keys to our new house ASAP and be on our way. I've referred friends and co-workers to Capstar and wouldn't hesitate to use them for my future mortgage needs.

Jennifer T

Todd Kurio. The only name you need to know if you are looking for a lender for a new mortgage. Todd literally worked every which angle he could to get us a fabulous rate on our first home. He was readily available and very responsive. He helped us close in a short amount of time. I truly recommend Todd to anyone.

Cara F

Todd was fantastic! We really appreciate his professionalism. He was always there to help and answer questions. They really simply a pretty complicated transaction. Thanks so much!

Josh M

We worked with Todd on 2 purchases and a refinance. He has always been very knowledgeable, responsive, and professional. I would highly recommend his service to anyone looking to purchase a home in the Austin area.

Patrick D

I worked with Todd Kurio to do a re-finance on my house. I quickly learned that not all lenders are created equal. My first experience buying a home with a different lender in Dallas was not a good one. I was nervous about doing a re-fi, but I was referred to Todd by a family member, so I gave him a call. Todd is so very knowledgeable. He was very patient and worked with me to understand all my financing options. Overall, Capstar had great rates and Todd and his team were wonderful to work with. I have already recommended Todd to family and friends

Daniela R

I'm so thankful that my realtor (Katy Freshour, who is AWESOME by the way!!) recommended Todd Kurio. Since this was my first home purchase, I had tons of questions and Todd helped me through the process flawlessly. He did not pressure me, as I was also ``shopping around`` with other lenders too. I could not have asked for the financing part of my purchase to go any easier. Thanks, Todd!!

Emily C

Todd Kurio came highly recommended from a trustworthy source and did not disappoint. He was able to effectively communicate my options without overwhelming me, and I genuinely felt that his recommendations were in my best interest instead of his own. I learned from the seller's real estate agent that Todd and Capstar Lending have a good reputation among Austin realtors, and I believe that this played a part in the sellers accepting our offer. Shortly after closing on this house, I had the experience of selling my property in Hyde Park where I learned that in a housing market where sellers often have the luxury of choosing from multiple offers, the credibility of the buyer's lender can be a huge factor in determining which offer to accept. I had a wonderful experience with Todd, and I would certainly recommend him and Capstar lending to anyone.

Emily A

Update (2016): Just completed a refi and went back to Todd as he was able to get me a fantastic rate, and he and his assistant Tamri still provided the same excellent service I got the first time round. They also arranged for a mobile notary to come out and do the closing at the time and place of my choosing -- super convenient. 5 stars (again).

Original review (2013):

This review is for Todd Kurio @ Capstar. I contacted Todd (among a few other lenders) for my mortgage needs when buying a house recently. Todd was excellent. He had the most competitive fees and rates, and was always when I had questions. He always addressed my questions promptly and completely. All of his estimates where right on the mark (no surprises at closing). The thing I liked the most is that he was very laid back when I was shopping lenders, and spent a good bit of time on the phone with me at the beginning of the process, something that none of the other lenders did. Also, some of the other lenders started hitting me with pressure tactics to lock-in when the rates started to rise. Todd already had access to the best rate and did not rush me.

It was a pleasure doing business with Todd. I will recommend him without hesitation to my friends and family.

Chris S

We worked with Todd Kurio to refinance a home loan and finance our loan for another home purchase. Not only is Todd very knowledgeable, but he takes the time to explain the process to you. This was not our first home purchase but Todd was the first person to explain various aspects of home financing to us. Any time we had a question, Todd and his team responded quickly. I have referred Todd to various friends and will continue to do so.

Shida T

We worked with Todd Kurio at Capstar and he was amazing to work with. In the extremely tight market we're in he was available to us whenever we needed him. Even though we ended up having to use another lender (for reasons out of our control), Todd kept ``working`` for us and was able to get us a better deal than we would have gotten on our own.

Monica S

Todd Kurio was recommended to me by another realtor (not the one I was working with) and he was so helpful, responsive, and effective at getting the lowest price that I almost switched realtors. Todd generated a number of GFEs for me during my house search, usually within a few minutes of my phone call or email. When I finally found a house I liked, his offer was the best.

Finally, Todd has helped me prep so that nothing comes up at the last minute. (I almost never carry debt, I have an independent landlord, and I have an inconsistent job history so I could be deemed a risk.) Highly recommended.

Jason F
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